Vanguard Participant Services at 800-523-1188 https://retirementplans.vanguard.com/
Vanguard and Investment Advisory Sessions
January 17, 2023 - One-on-One Virtual Sessions
February 14, 2023 - One-on-One Virtual Sessions
April 18, 2023 - One-on-One Virtual Sessions
May 16, 2023 - One-on-One Virtual Sessions
July 18, 2023 - One-on-One Virtual Sessions
August 15, 2023 - One-on-One Virtual Sessions
September 19, 2023 - One-on-One Virtual Sessions
October 17, 2023 - One-on-One Virtual Sessions
November 14, 2023 - One-on-One Virtual Sessions
Investment Advisor - FSDC Advisory LLC
January 25, 2023 - One-on-One in person - HRLR
February 22, 2023 – One-on-One in person - HRLR
March 22, 2023 – Webinar Topic: Tax, Funding, & Planning Strategies One-on-One in-person sessions to follow webinar – HRLR
April 26, 2023 – One-on-One in person - HRLR
May 24, 2023 - One-on-One in person - HRLR
June 28, 2023 - Webinar Topic: Social Security (Maximilian Eppley from MFS presenting) $50 Vince & Joe’s gift card Give Away
One-on-One in-person sessions to follow the webinar – HRLR
July 26, 2023 - One-on-One in person - HRLR
August 23, 2023 - One-on-One in person – HRLR
September 27, 2023 - Webinar Topic: Investments One-on-One in-person sessions to follow webinar – HRLR
October 25, 2023 - One-on-One in person – HRLR
November 15, 2023 - One-on-One in person – HRLR
December 13, 2023 - Webinar Topic: A Year in Review One-on-One in-person sessions to follow webinar – HRLR
457(b) Deferred Compensation - Plan #078097
All part-time and full-time employees have the opportunity to participate in the Deferred Compensation Plan & Trust. To begin participation, please take a look at the investment tools and information links provided below, then complete and return the Enrollment Form by mail or fax to Vanguard. Vanguard will establish your account in the Plan and electronically transmit your deduction amount to the County Finance Department to enter and maintain your payroll deduction.
All other information and account maintenance will be handled directly with Vanguard Participant Services.
- 457b Enrollment Form
- Vanguard Plan Brochure
- Vanguard Plan Highlights
- Vanguard Investor Questionnaire
- Vanguard Asset Allocation
- Vanguard Investment Options
- Vanguard Macomb County Fund Lineup
- Contribution Limits
Direct Rollover information
Employees have the opportunity to take assets from another plan and request a direct rollover into an established Macomb County 457 (b) Vanguard plan. Below is a rollover chart and a link to the IRS website on rollovers.
457 (b) Contribution Rollover Form
401(a) Defined Contribution - Plan #097515
Macomb County has a defined contribution 401(a) plan for new employees hired on or after January 1, 2016. The required employee contribution is three percent (3%) of base wages. The County generously contributes six percent (6%) of base wages per pay period. They are eligible to add an additional one percent (1%) of base wages post-tax per pay period with a County match of eight percent (8%) of base wages per pay period. Employees are vested after five (5) years of service.
- 401(a) Brochure
- Plan Highlights
- 401(a) Investment Options
- Vanguard Macomb County Fund Lineup
- 401(a) Beneficiary Flyer
Name a Beneficiary
- If you have multiple plan accounts, you must designate a beneficiary for each account.
- Register for online account access at vanguard.com/register; you will need your plan number.
- To name a beneficiary or change beneficiary information, log on to vanguard.com/retirementplans, and select Menu/My Profile/Beneficiaries.
- You can access your account from your mobile device. Go to vanguard.com/bemobile to download the Vanguard app.
Macomb County partners with FSDC Advisory LLC to provide financial planning services. Their expertise as licensed financial advisers helps to provide education on different investment choices, such as the Vanguard fund options, retirement goal setting, and investment strategies.
Michael Cho, Principal Financial Advisor of FSDC Advisory, LLC, is Macomb County’s designated investment advisor. He can be reached at Michael.Cho@FSDC-Invest.com or by phone at 248-564-1828