Vanguard Participant Services at 800-523-1188 https://retirementplans.vanguard.com/

Vanguard and Investment Advisory Sessions

2023 Sessions

Vanguard

January 17, 2023 - One-on-One Virtual Sessions

February 14, 2023 - One-on-One Virtual Sessions

April 18, 2023 - One-on-One Virtual Sessions

May 16, 2023 - One-on-One Virtual Sessions

July 18, 2023 - One-on-One Virtual Sessions

August 15, 2023 - One-on-One Virtual Sessions

September 19, 2023 - One-on-One Virtual Sessions

October 17, 2023 - One-on-One Virtual Sessions

November 14, 2023 - One-on-One Virtual Sessions

Investment Advisor - FSDC Advisory LLC

January 25, 2023 - One-on-One in person - HRLR

February 22, 2023 – One-on-One in person - HRLR

March 22, 2023 – Webinar Topic: Tax, Funding, & Planning Strategies One-on-One in-person sessions to follow webinar – HRLR

April 26, 2023 – One-on-One in person - HRLR

May 24, 2023 - One-on-One in person - HRLR

June 28, 2023 - Webinar Topic: Social Security (Maximilian Eppley from MFS presenting) $50 Vince & Joe’s gift card Give Away

One-on-One in-person sessions to follow the webinar – HRLR

July 26, 2023 - One-on-One in person - HRLR

August 23, 2023 - One-on-One in person – HRLR

September 27, 2023 - Webinar Topic: Investments One-on-One in-person sessions to follow webinar – HRLR

October 25, 2023 - One-on-One in person – HRLR

November 15, 2023 - One-on-One in person – HRLR

December 13, 2023 - Webinar Topic: A Year in Review One-on-One in-person sessions to follow webinar – HRLR

457(b) Deferred Compensation - Plan #078097

All part-time and full-time employees have the opportunity to participate in the Deferred Compensation Plan & Trust. To begin participation, please take a look at the investment tools and information links provided below, then complete and return the Enrollment Form by mail or fax to Vanguard. Vanguard will establish your account in the Plan and electronically transmit your deduction amount to the County Finance Department to enter and maintain your payroll deduction.

All other information and account maintenance will be handled directly with Vanguard Participant Services.

Direct Rollover information

Employees have the opportunity to take assets from another plan and request a direct rollover into an established Macomb County 457 (b) Vanguard plan. Below is a rollover chart and a link to the IRS website on rollovers.

Rollover Chart

457 (b) Contribution Rollover Form

https://www.irs.gov/retirement-plans/plan-participant-employee/rollovers-of-retirement-plan-and-ira-distributions

401(a) Defined Contribution - Plan #097515

Macomb County has a defined contribution 401(a) plan for new employees hired on or after January 1, 2016. The required employee contribution is three percent (3%) of base wages. The County generously contributes six percent (6%) of base wages per pay period. They are eligible to add an additional one percent (1%) of base wages post-tax per pay period with a County match of eight percent (8%) of base wages per pay period. Employees are vested after five (5) years of service.

Name a Beneficiary

If you have multiple plan accounts, you must designate a beneficiary for each account.
Register for online account access at vanguard.com/register; you will need your plan number.
To name a beneficiary or change beneficiary information, log on to vanguard.com/retirementplans, and select Menu/My Profile/Beneficiaries.
You can access your account from your mobile device. Go to vanguard.com/bemobile to download the Vanguard app.

Investment Advisor

Macomb County partners with FSDC Advisory LLC to provide financial planning services. Their expertise as licensed financial advisers helps to provide education on different investment choices, such as the Vanguard fund options, retirement goal setting, and investment strategies.

Michael Cho, Principal Financial Advisor of FSDC Advisory, LLC, is Macomb County’s designated investment advisor. He can be reached at Michael.Cho@FSDC-Invest.com or by phone at 248-564-1828